With mortgage rates fluctuating and buyers unsure whether to move forward or wait it out, Williams Homes is offering a smart solution that brings peace of mind today and tomorrow.
Introducing our 2/1 mortgage rate buydown program—a limited-time offer available on select homes across our communities in California, Montana, and Idaho.
What is a 2/1 Rate Buydown?
A 2/1 buydown is a mortgage financing option where your interest rate is reduced by 2% in the first year and 1% in the second year before settling into a fixed rate in year three. This structure creates significantly lower monthly payments early on, providing financial breathing room while you settle into your new home.
Why This Matters to Today’s Buyers
Buyers are watching the headlines and worrying about interest rates, inflation, and the direction of the economy. Many are ready to make a move but unsure about the timing.
The 2/1 buydown makes that decision easier. By easing the financial commitment up front, we’re giving buyers a comfortable on-ramp to homeownership. It’s a way to act now and still feel confident in what comes next.
Real Savings, Real Confidence
Let’s say your final mortgage rate is 6.5%.
- Year 1: You pay 4.5%
- Year 2: You pay 5.5%
- Year 3 onward: You pay 6.5%
That difference in the first two years can save you hundreds each month—and thousands over 24 months.
That’s money you can redirect toward moving expenses, furnishings, or simply adjusting to a new lifestyle.
Backed by the Williams Family Promise
At Williams Homes, we’ve spent more than 30 years building homes with care, craftsmanship, and commitment. We’re still family-owned, which means we answer to families—not investors or corporate boards.
That care shows in our construction, our service, and our transparency. With the Williams Family Promise, we’re locking in pricing on homes already under construction or move-in ready. No surprises. No shifting costs.
Why It Makes Sense to Buy Now
Market cycles shift, but homeownership remains one of the most stable and rewarding long-term investments. Smart buyers know that in a high-inventory market with added incentives, acting now can create serious equity and future value.
Our 2/1 buydown is just one more way we’re helping buyers feel ready and supported every step of the way.
Learn more about how our 2/1 buydown can help you today—and tomorrow.