function validateForm()
{
		var errors = false;
		var errorMsg = "<p>The following fields in blue are required:&nbsp;</p>";
		for(i=0; i< registerInvestor.elements.length; i++)
		{
			if( !(registerInvestor.elements[i].tagName == "FIELDSET" || registerInvestor.elements[i].value == "submit") )
			{
					if(  registerInvestor.elements[i].value == "" || registerInvestor.elements[i].value == null)
					{
						
						if( registerInvestor.elements[i].className == "" || registerInvestor.elements[i].className == null)
						{
							 registerInvestor.elements[i].className = 'required';
						}
						errors = true;
					}
					else
					{
						//clear class if blue
					   if( registerInvestor.elements[i].className=='required')
						{
							registerInvestor.elements[i].className = '';
						}
						
					}
			}//end if fieldset or submit btn
		
		}
		
		if( errors )
		{
			//output to div
			document.getElementById('errorMsgs').innerHTML = errorMsg;
			return false;
		}
		else
		{
			if(document.getElementById('termsAndConditions').checked == false)
			{
					
					alert('Please check the Terms & Conditions.');
					return false;
			}
			return true;
		}

}

function errorMsg( field )
{
	return '<li><strong>* ' + field + '</strong></li>';
	
}